Let Casa Grande Appraisal Service serve your appraisal needsThousands of people in Arizona purchase, sell or refinance their home every month. Many of these transactions consist of a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation methods that may seem more economical than an appraisal. You might think that securing a mortgage is the only reason to acquire an appraisal, but there are additional times when the services of a certified, independent real estate professional could come in handy.  Appeal your tax assessmentIt's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your real estate, so if prices have gone down in your neighborhood, you can challenge your assessment and save money. An appraisal from Casa Grande Appraisal Service is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment. PMI removal to lower a mortgage paymentWhen the amount being loaned to the homebuyeris more than 80% of the actual value of the home, almost all lenders ask home owners to take out this supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. Casa Grande Appraisal Service will give you a statement regarding the value of your home, and the cost of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Order your appraisal from Casa Grande Appraisal Service today Order onlineGet a clear valuation on a home take make a divorce settlement less stressfulA divorce can be a particularly horrible experience for both parties, and it is often more complicated by the hard decision of who keeps the house. It's a good idea to order an appraisal from Casa Grande Appraisal Service so both parties are completely aware of the true market value of their property, regardless of the circumstances. If the parties need to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Pinal County for workWe understand the stress involved with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, along with information regarding any new sales or listings in their area that they want considered during our detailed inspection. Sell your home quickly — for the right priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price. On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market.  |